Terms of Service

Last Updated: December 2, 2024

Welcome to Hedgey Fund! Please read these Terms of Service carefully before using our service. By accessing or using Hedgey Fund, you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account, accessing, or using Hedgey Fund ("the Service"), you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use the Service.

2. Description of Service

Hedgey Fund is an educational platform that helps parents teach children about:

• Money management
• Earning through completing jobs
• Saving and spending decisions
• Financial responsibility

Key Features:

• Virtual Currency: All money in the app is virtual and educational
• Parent Control: Parents create and manage all child accounts
• Jobs System: Parents create jobs, children complete them
• Virtual Store: Children can "purchase" items with virtual money
• No Real Transactions: No actual money is exchanged through the app

3. User Accounts

Parent Accounts:

• You must be 18 years or older
• You must provide accurate information
• You are responsible for maintaining account security
• You are responsible for all activity under your account
• One account per email address

Child Accounts:

• Created and controlled by parents
• Parents provide all child information
• Children cannot create their own accounts
• Parents can delete child accounts anytime

4. Financial Disclaimer

5. Parent Responsibilities

As a parent using Hedgey Fund, you agree to:

• Supervise Usage: Monitor your children's use of the Service
• Set Appropriate Values: Determine appropriate job pay and product prices
• Approve Transactions: Review and approve completed jobs
• Manage Content: Ensure jobs and products are age-appropriate
• Provide Rewards: Fulfill any real-world rewards you promise
• Protect Login Info: Keep child passwords secure
• Update Information: Keep your account information current

6. Prohibited Uses

You agree NOT to:

• Use the Service for any illegal purpose
• Violate any laws in your jurisdiction
• Impersonate another person
• Upload malicious code or viruses
• Attempt to hack or breach security
• Scrape or copy content without permission
• Use automated tools to access the Service
• Share your account with others
• Create multiple accounts to abuse the Service

7. User Content

Content You Provide:

• Job descriptions and titles
• Product names and descriptions
• Profile pictures (optional)

You Are Responsible For:

• Ensuring content is appropriate
• Not violating copyright or trademark laws
• Not uploading offensive or harmful content

We Reserve the Right To:

• Remove any content that violates these Terms
• Suspend or terminate accounts for inappropriate content

8. Intellectual Property

Our Property:

• The Hedgey Fund name and logo
• The Service design and functionality
• All code, text, graphics, and other content

You may not copy, modify, or distribute our intellectual property without written permission.

Your Content:

You retain ownership of content you upload. By using the Service, you grant us a license to store and display your content as necessary to provide the Service.

9. Privacy and Data

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your data.

Key Points:

• We encrypt all passwords
• We comply with COPPA for children's data
• We do not sell your information
• You can delete your data anytime

10. Termination

You Can:

• Delete your account anytime
• Stop using the Service anytime
• Request data deletion

We May:

• Suspend or terminate accounts that violate these Terms
• Terminate accounts for illegal activity
• Discontinue the Service with notice

Upon Termination: Your account and data will be deleted within 30 days.

11. Disclaimer of Warranties

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• We are not liable for any indirect, incidental, or consequential damages
• We are not liable for loss of data, profits, or business
• Our total liability shall not exceed $100 or the amount you paid us (which is $0 for free accounts)
• We are not responsible for any real-world exchanges or rewards you provide
• We are not liable for any tax implications

13. Indemnification

You agree to indemnify and hold harmless Hedgey Fund from any claims, damages, or expenses arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another person
• Content you upload or create

14. Changes to Service

We reserve the right to:

• Modify or discontinue the Service
• Add or remove features
• Change pricing (with notice)

We will provide reasonable notice of material changes.

15. Changes to These Terms

We may update these Terms from time to time. When we do:

• We'll update the "Last Updated" date
• We'll notify you via email for major changes
• Continued use means you accept the new Terms

16. Governing Law

These Terms are governed by the laws of the United States and the State of [Your State]. Any disputes will be resolved in the courts of [Your State].

17. Dispute Resolution

Informal Resolution: Before filing any legal action, please contact us to try to resolve the issue.

Arbitration: Any disputes that cannot be resolved informally shall be resolved through binding arbitration, except for:

• Small claims court matters
• Intellectual property disputes

18. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force.

19. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and Hedgey Fund.

20. Contact Us

If you have questions about these Terms:

Email: support@hedgeyfund.com

Website: hedgeyfund.com

Hedgey Fund | Terms of Service | Privacy Policy